Scott Hughes, CFP®, CPWA®, MBA

Managing Partner & Financial Advisor


Scott has worked as a Financial Adviser since 1994. His vision of creating a company dedicated to providing an objective investment and financial planning experience was realized in 2009 when he and his partner, Paul Hughes, founded Hughes Financial Services, LLC.

Being independent means Scott is able to seek out the best tools, resources and strategies to help his clients work towards the goals that are most important to them. By partnering with individuals and families in or nearing retirement, he is able to offer his clients strategic plans to help build, manage and distribute their wealth. Scott specializes in all aspects of financial planning including:

  • Investment Management

  • Retirement Income Analysis, Evaluation, Planning and Management

  • Pension Distribution Planning

  • Portfolio Design and Management

  • Family Wealth Planning

  • Estate Planning

  • Tax Reduction Planning

  • Social Security Planning

For over 27 years, Scott has worked with employees and retirees from various local municipal governments, educational systems and not-for-profits including:

1994-1999: Retirement Plan Specialist, VALIC – assisted Fairfax County Public Schools and Loudoun County Public Schools educators with retirement plans

1999-2002: Retirement Plan Adviser, VALIC – worked with Fairfax County government employees in planning for retirement and navigating their Deferred Compensation choices

2002-2009: Financial Planning Adviser, VALIC – provided pre-retirees and retirees with comprehensive financial planning services and wealth management

2009-Present: Managing Partner / Financial Adviser, Hughes Financial Services, LLC – working with individuals and families in or nearing retirement to provide solutions that help build, manage and distribute their wealth

A graduate of George Mason University (Fairfax, VA) with a Bachelors of Science in Public Administration and a Masters of Business Administration degree, Scott also earned his CFP® (Certified Financial Planner) from The College of Financial Planning (Denver, CO) in 1999. He holds the Certified Private Wealth Advisor® certification, administered by the Investments & Wealth Institute and taught in conjunction with the Yale School of Management.

He is a member of the Financial Planning Association (FPA) and Academy for Professional Financial Advisors (APFA) and holds licenses in Life, Health and Annuities. Scott also serves as a board member on the Financial Planning and Wealth Management Advisory Board at the Costello School of Business at George Mason University (Fairfax, VA).

Scott and his wife, Melissa, live in Northern Virginia and have three children who keep them very busy with all of their school, sports and social activities.


Phone (703) 669-3660
Fax (703) 880-4905